Financing Options

Get Pre-Approved Today

We specialize in helping customers with all credit situations. Apply online in minutes and get a decision fast.

All Credit Welcome

Bad credit, no credit, bankruptcy — we work with all situations.

Quick Approval

Get a decision in minutes, not days. Drive home today.

Secure Process

Your information is protected with bank-level encryption.

Personal Service

Work directly with our financing team for the best rates.

RouteOne Credit Application

Your information is secure and encrypted

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How It Works

01

Fill Out Application

Complete our secure online credit application in just a few minutes.

02

Get Approved

Our team reviews your application and works to find the best financing options.

03

Choose Your Vehicle

Browse our inventory and select the perfect vehicle for your needs.

04

Drive Home Happy

Complete the paperwork and drive away in your new vehicle!

Need Help?

Our financing team is here to help you through the process.

Call (586) 460-2848

Frequently Asked Questions

Common questions about our financing process

What credit score do I need?

We work with all credit scores! Whether you have excellent credit, bad credit, or no credit at all, we can help find financing options for you.

How long does approval take?

Most applications receive a decision within minutes. In some cases, additional verification may be needed which can take a few hours.

What documents do I need?

You'll need a valid driver's license, proof of income (pay stubs or bank statements), proof of residence, and references.

Can I get approved with a bankruptcy?

Yes! We work with customers who have filed bankruptcy. Many of our lenders specialize in helping people rebuild their credit.